When is the conveyance complete in the scenario where O transfers a deed to a cousin for A?

In the scenario where O transfers a deed to a cousin for A, the conveyance is complete when the deed is given to the cousin. This is because the transfer of real property through a deed typically requires two key elements: the intent to convey the property and the delivery of the deed.

When O hands over the deed to the cousin, this act constitutes delivery, which signifies O’s intent to transfer ownership of the property to A, even though the cousin is merely the intermediary in this transaction. The legal principle of delivery ensures that the title transfers from the grantor (O) to the grantee (A) through the conduit (the cousin).

It is important to note that the transfer does not depend on further actions, such as A taking physical possession, or events like O’s death. Once the deed is delivered to the cousin, the conveyance is effective, completing the transfer of ownership, regardless of when A might take possession or any other subsequent actions needed to finalize the transfer in the practical sense.